yacht insurance uk

Boat Insurance with a new look

As the UK’s first online boat insurer, we’ve now made our website even easier to use. Our premiums are as competitive as ever and there’s our great App too!

Save on Boat Insurance

Fully Comprehensive Boat Insurance. £5m Third Party, 3 page Plain English Policy. How much will you save?

Mobile App Insurance on the go

Stay Connected, Open the App to run your boat insurance from your phone

Boat Insurance

Yacht Insurance

• Inland Non-Tidal Waterways

Motorboat Insurance

Narrowboat Insurance

Racing Dinghy Insurance

RIB Insurance

Speedboat Insurance

SUP & Sailboard Insurance

• Canoe/Kayak

Small Boat Insurance

Third Party Insurance

What our customers say.

Check out some of our reviews

What We Offer

Craftinsure app.

The Craftinsure App lets you make changes to your cover from your phone and save images of high value contents and gear insured. Geolocate your boat so we can send you relevant help when the wind blows hard or areas flood. Upload video and pictures instantly of the damage and make a claim, all from your phone. Boat Insurance as painless as possible. Open the App

Professional Crew

Boats are our passion - we understand the joys and the challenges of owning a boat. At the helm of Craftinsure are 3 boat owners - we all have our own boats, too many in some cases!. We race Dinghies most weekends and our MD is on his Beneteau as often as he can get out of the office. We bring many years Underwriting experience and the leadership team are all Insurance qualified, (ACII). Claims are dealt with by our own claims crew. We don’t outsource our claims to call centres. Our claims team are also vastly experienced, and again you might see them afloat at the weekend.

Craftinsure Limited is a privately owned Underwriting Agency and craftinsure.com is a trading name. Craftinsure is owned by Boat owners who are set up the business nearly 20 years ago and Craftinsure now insures over 25,000 boats. We only insure Boats. Craftinsure is a ‘Quote and Buy’ online business, we pass on the cost savings of being online to you as very competitive premiums. We are direct to customers only – we do not deal with brokers or marinas, so you get the savings.

Craftinsure enjoy sponsoring boating events in the UK. These are usually Sailing Regattas, but we do support all types of boating events. Craftinsure support a number of Dinghy and Yacht Class and Owners Associations – Get in contact if you want to work with us.

20 years o f cover

Craftinsure was started in 2001, we were the first online Boat Insurer. Remember dial up modems? We have become a leading Boat Insurer in the UK. With more than 25,000 current policyholders we are now one of the largest boat Insurers. We removed the paper chase that we saw in boat insurance and replaced it with a 4-6 question quote – quotes take 20 seconds, and 2 minutes to get on cover. To be asked to fill out a form and send it in to underwriters is not reasonable in 2020 - Craftinsure - Boat Insurance made easy.

Risk Advice

We produce a lot of advice on how to reduce the risk of loss or damage to your boat. We understand that if we can help you avoid having an accident it's even better than paying the claim. We post advice on our website and use social media to engage with our customers. We aim to ensure our advice is topical so that it's provided at the relevant time. If you have our App we can serve advice specific to your boat type and where your boat is located.

Boating Resources

Find Repairers/Suppliers in your area

FIRE SAFETY ADVICE

SPRING ADVICE - TIPS FOR A STRESS-FREE SEASON

Retrieve Quote

Already got a quote? Retrieve here

Are you sure you want to redirect to Craftinsure Ireland?

Craftinsure Ireland Limited operates solely in the Republic of Ireland, providing insurance to residents of Ireland. It is an independent company with no association to Craftinsure Limited which provides insurance to residents of the UK.

Close this window to stay on the Craftinsure Limited UK website.

Select your yacht

Select your motor cruiser

Select your board

Towergate together with our parent company The Ardonagh Group are deeply saddened to hear of the death of Her Majesty the Queen. She is remembered by our colleagues and worldwide as a beacon of duty, wisdom and service.

• Personal Insurance
• Business Insurance
• Commercial Drone
• Film and TV Production
• Photography and Camera Equipment
• Photography
• Videographer
• See All Camera Covers
• Care and Medical
• Dental Indemnity
• Dental Nurse
• Domiciliary Care
• Medical Indemnity
• Staff Absence
• See All Care and Medical Covers
• Commercial Property
• Block of Flats
• Business Premises
• Caravan Park and Campsite
• Commercial Property Owners
• See All Commercial Property Covers
• Commercial Vehicle
• Agricultural Vehicle
• Driving Instructor
• Self-Drive Hire
• See All Commercial Vehicle Covers
• DSS Landlord
• HMO Landlord
• Landlord Boiler
• Landlord Contents
• Landlord Home Emergency
• Multi Property Landlord
• Short-Term Landlord
• Student Landlord
• Unoccupied Landlord
• See All Landlord Covers
• Small Business
• Cyber Liability
• Directors and Officers
• Employers Liability
• HR and Training Consultants
• Product Liability
• Professional Consultants
• Professional Indemnity
• Public Liability
• Self Employment
• See All Small Business Covers
• Beauty Therapist
• Complementary Therapists
• Counsellors
• Talking Therapists
• Hypnotherapy
• Psychotherapists
• Psychologists
• Massage Therapist
• Nutritional Therapist
• See All Therapists Covers
• Trade Specific
• Contractors All-Risk
• Construction
• Professional Indemnity for Trades
• Sole Traders
• Tree Surgeon
• See More Trade Specific Covers

Canal and Narrowboat

Canoe and kayak, paddle board and windsurf.

• Rowing Scull
• Yacht and Catamaran
• See All Boat Covers
• Holiday Lodge
• Static Caravan
• Touring Caravan
• Trailer Tent
• See All Caravan Covers
• Bloodstock and Racehorse
• Horse Trailer
• Horsebox Breakdown
• Livery Yard and Stables
• Veteran Horse
• See All Equine Covers
• Backpacker Travel
• Car Hire Excess
• Coach Travel
• Long Stay Travel
• Over 65s Travel
• Sports Travel
• Travel With Pre-Existing Medical Conditions
• See All Travel Covers
• Home and Property
• See All Home and Property Covers
• Private Clients
• Holiday Home
• Listed Property
• Non-Standard Construction
• Second Home
• Unoccupied Property
• Lifestyle Excess
• Martial Arts
• See All Leisure Covers
• Gurkha Family Medical Expenses
• Military Adventure Training
• Military Contents
• Military Home
• Military Kit
• Military Personal Accident
• Military Travel
• Military Winter Sports
• See All Military Covers
• Classic Bike
• Classic Car
• Disabled Driver
• Learner Driver
• Non-Standard Private Car
• Van Hire Excess
• See All Motor Covers

Trusted by over 400,000 with their insurance needs

Our service is rated ‘Excellent’ on Feefo

Over 2000 insurance specialists ready to support you

Yacht and Catamaran Insurance

Sail further with our yacht and catamaran insurance.

• Up to £5 million in third-party liability and racing liability
• 24-hour single-handed use cover as standard
• Get a £40 Amazon voucher when you buy a new policy over £250*

Call us on 0344 892 1987 or get a quote online

*Terms & Conditions - £40 Amazon Voucher offer

A £40 Amazon voucher is available to new customers who purchase a boat insurance policy online where no code is needed or over the phone and quote the code AMAZON40. This offer is subject to an annual price of £250 (including insurance premium tax at 12% and our customer service charge) or above and cannot be used in conjunction with any other offers or discounts. In addition, it is not available on the Towergate Active product for small craft where the annual price paid is under £250. Cover is subject to your individual circumstances and our eligibility criteria. The voucher will be issued to you by email after 30 days on cover. If you cancel before you have been on cover for 30 days, you will not be eligible for the offer. Offer expires on 31/12/2024 but can be withdrawn or amended at any time if it is necessary to do so. Policies purchased after this date will not be eligible for the offer.  There is no cash alternative available, and we reserve the right to substitute a reasonably equivalent alternative, of equal value, should circumstances make this necessary.

One of the UK's leading independent insurance brokers

Overall service rating 4.6 / 5

Based on 4595 customer reviews

Why choose yacht and catamaran insurance with Towergate?

Single-handed use of yachts.

Covers 24-hour single-handed use of yachts and catamarans as standard.

£5m yacht liability cover

Be ‘marina ready’ with up to £5 million in third-party liability cover.

Racing liability for yachts and catamarans

Racing cover as standard, with damage to masts and sails as an optional extension.

Pay by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit  instalments.

About yacht and catamaran insurance

What does it cover, be 'marina-ready'.

Whatever your yachting style is, you can be ‘marina and race-ready’ with up to £5 million in liability cover. Exclusions include, employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.

24-hour single-handed use

Our yacht and catamaran insurance policies cover single-handed use. This is the case for up to 24 continuous hours for avid UK sailors. Check our policy wording for more details.

Specialist claims handler

For more complex claims, a specialist handler will be assigned to manage your yacht or catamaran claim. They will carefully lead you through the whole process.

Optional personal accident cover

Our personal accident cover can be added as an optional extra. It may help to pay for medical expenses should you be involved in something a bit more serious. Please be aware that if you’re over the age of 76, you will not be eligible for personal accident cover.

How do claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

• Find your insurance documents and make sure you have all your information at hand, including your policy number.
• Call the claims team for current claims on 0330 018 2292. From 1 Nov, new claims can be reported by calling 01273 863 450 , and explaining exactly what happened
• Provide photos if requested to help us understand what happened as quickly as we can.

Ready to get covered?

• Fill in our online quote form or call us
• Purchase your policy
• Relax - You're covered!

Yacht and catamaran insurance FAQs

What is yacht insurance.

Essentially, yacht insurance aims to protect your craft, other craft on the water and of course, you and your passengers. The idea of insurance is to put you back in the financial position you were in before you experienced a loss of some sort.

This financial loss could come about in the form of damage to your boat, a third party claiming against you for damage to their craft or in the worst case, loss caused by injury to you or one of your passengers.

Towergate yacht insurance covers all the areas mentioned above. Though it isn’t necessarily a legal requirement, many marinas require a minimum of third party cover if you’d like to use their facilities. In any case, it is strongly advised you have insurance in place due to the high value of the yachts themselves and the potential for injury.

How can I get the best value from my yacht insurance?

Moor in a marina - Our policy offers extra benefits for mooring in a marina as mooring at a berth in a marina is typically safer and more secure than a swinging mooring.

Use Smart Water - Mark your equipment with a Smart Water kit purchased using your unique Towergate code and you can receive a further 10% discount.

Get a survey of your craft completed if it’s over 25 years old

Let us know if you have RYA qualifications - We like to reward those who try to develop their own sailing competence as this only makes them safer on the water. Let us know if you have a RYA qualifications and we could award you another 10% discount.

Let us know if you’re planning on racing

Do you offer laid up cover for yachts?

Not all of us are lucky enough to use our yachts all year round. There are likely to be times when the weather is too rough or your yacht is in need of essential maintenance. During these times, you may wish to take your boat out of the water and store it in a dry dock or stack storage.

It's also a strong possibility that your boat will need to be out of the water if you're selling it on. It's a good idea to take it out of the water to allow potential buyers to fully inspect the hull, keel and other components which sit below the waterline.

As well as covering your yacht when it's in the water, Towergate can also apply laid up cover for when it is out of the water and not in use for an extended period. This cover will insure your yacht against theft, damage, vandalism and third party cover whilst it is off the water. It won't cost you any more money, you just need to let us know that you're taking your boat off the water and how long for.

Does this cover come with any exclusions?

It’s very important to read your policy documents in detail, so you understand what’s covered and what could void your cover. Listed below are a few key exclusions you should be aware of. Check your policy document for a full list of exclusions.

• Mechanical failure is not covered if your craft is over three years old.
• Personal accident cover won’t cover individuals over the age of 76 - If you are over the age of 76 the personal accident aspect of our cover will not apply. All cover relating to the craft however, will still apply.
• Wear and tear and mechanical failure are not covered - If your craft is under three years old, we can provide mechanical failure cover. Wear and tear however, is not covered.
• Replacements beyond the sums insured on your policy - Our policy works on a market value basis. Therefore, it’s important to know the true replacement value of your yacht. You will be unable to claim for a replacement yacht above the value you give us. If you’re unsure of the value of your yacht, a marine surveyor will be able to make an assessment and give you an accurate value.

What are the benefits of yacht insurance?

Our yacht insurance comes with a few different options allowing you to get the cover that’s right for your value of craft, level of sailing experience and mooring arrangements. Listed below are just a selection of our best features and how they can benefit yacht owners just like you.

• £3,000,000 third party liability included as standard - The waterways, rivers and seas can be tricky places to travel around on and sometimes mishaps occur. Add to that the fact that yachts and other craft tend to carry a hefty price tag and you’ve got a recipe for some expensive accidents. Our yacht insurance policy includes £3,000,000 third party cover so if you accidently cause damage to someone else’s property whilst on the water your insurance will cover the cost of that damage. • Personal accident cover (optional) - If you enjoy challenging yourself with rough seas and high speeds, we advise you add personal accident cover to your policy. Our personal accident feature will cover medical expenses and emergency treatment. • Protected no claims bonus (platinum level cover) - Take out our highest level of cover to have your no claims bonus protected year on year even if you have to claim (No more than two claims per year). • Marina benefits (platinum level cover only) - If you permanently moor your boat on a marina berth or keep it ashore at the same location, we won’t charge your excess on any claim made while it’s moored or stored. This also won’t affect your no-claims bonus. • Failure of machinery (on yachts less than three years old) - You’d hope that newer yachts wouldn’t have too much trouble with the machinery on-board. Never-the-less, we include cover for this should you be unlucky. • Legal expenses cover - Should a third party bring charges against you for damage caused to their craft or personal injury caused by you, our legal expenses cover can help with your legal fees up to £100,000. • 24 hour legal and claims advice line - In addition to covering legal fees, we also offer legal advice to guide you through what to do if you get involved in a legal dispute. • Travel concierge service - Part of the joy of owning a yacht is the ability to travel to new places. The travel concierge service can arrange; local hotels, restaurants, theatre tickets and more.

I have some expensive equipment on-board. Will this be covered on and off the water by my yacht insurance policy?

Our yacht insurance covers a number of items, including things you’d carry on your person such as digital compasses or pocketknives. These smaller items do have a single article limit of £300. However, you can also cover more expensive items such as on-board GPS equipment and outboard motors. All you need to do is let us know what you’d like covered so we can include it in your sums insured. Please let us know if you would like to cover any items over the £300 single article limit.

Are there any restrictions on my cruising range?

Unfortunately, we can’t cover you in the Caribbean or the Baltic seas, though we can sometimes refer this to our underwriters. As a rule, we do not cover any cruising more than 35 degrees east in the Mediterranean. Again though, you’ll need to let us know if you want to change your cruising range from what you originally agreed when you set up your policy. See the question below for more detail.

If I need to make changes to my yacht policy, can I do this halfway through the year?

Things never stand still in the world of boating. So, if you’ve installed the latest gadget and you need your sums insured amended or you’ve changed your mooring arrangements or cruising range, give us a call and we’ll update your policy. There is an administration fee charged to change the details on your policy plus any premium increase related to the additional cover you require.

Do I need to get my yacht surveyed?

If your yacht is over 35 years old, we will require proof that you’ve had it surveyed. Furthermore, we will require your craft to have a survey every 10 years thereafter. For yachts under 35 years, no survey is required for you to take out insurance.

Can I get third-party liability cover for older yacht and catamarans?

Yes, we also provide liability for those actively using older yachts or launching onto the water. This third-party cover product includes the removal and disposal of wrecked craft, as well as the re-floating and removal of damaged craft.

How do I qualify for discounts on my yacht insurance premium?

In some ways, yacht insurance works like car insurance. If you’re an experienced sailor, your premium might work out cheaper. Contact us to see if any discounts apply.

Can I pay in instalments?

If you would prefer to spread the cost of your yacht and catamaran insurance policy, you have the option of setting up a Direct Debit to pay your premium in monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select  Direct Debit . To understand more about how PCL work together with Towergate, please read our  Regulatory Information .

Where can I find full details of my policy?

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

Why choose Towergate?

We are a specialist insurer who keep our finger on the pulse of the boating world. Our boat insurance teams are trained to find the right cover for you and we feel our combination of flexible insurance and a helpful customer service, will ensure you're covered correctly and be a huge comfort every time you take to the water.

Should you need to claim, we will guide you through each step of your claim and advise you on how to gain a swift resolution. It's our aim to take the stress out of what's often an already stressful situation. Simply give us a call and we’ll take it from there.

See our range of cover

Yacht and catamaran insurance articles, guide to boat security.

A guide to boat security devices you can buy to help keep your boat and its contents safe, as well as some of the options you have for storing your boat.

Guide to Buying and Owning a Yacht

All you need to know about buying and owning a yacht, including costs and maintenance.

Preparing Your Yacht for the Sailing Season

It is crucial to prepare your yacht for the start of the new sailing season to avoid costly repair bills and inconvenience. Read our tips on how to keep your yacht in top condition.

How Much Does a Super Yacht REALLY Cost?

This infographic gives you the low down on the most expensive yachts, who owns them and how much they cost to run.

Yacht owners' gadget guide

The best sailing and yachting gadgets on the market today. From simple yet effective gift ideas to the flashiest bits of kit on the water.

Global Yacht Cover is an underwriting facility offering yacht insurance with 100% Great Lakes Insurance SE security.

We insure all types of sailing yachts and motorboats globally, valued up to £10,000,000. Whether you are day sailing in local waters or setting off on an adventure of a lifetime around the world – Global Yacht Cover is the insurer for you. We specialise in short-handed, long distance voyages and if you have sufficient experience, we will consider longer single-handed passages.

Our ability to be flexible is one of our many assets and we provide comprehensive cover that will suit your individual sailing requirements. Our senior underwriter has worked in the insurance industry for over 35 years of which 29 have been spent underwriting yachts. He is also an accomplished yachtsman with 50 years of sailing experience, so understands that each sailor’s needs are individual.

We work together with you to ensure your “pride and joy” is suitably covered.

Yacht Insurance

Bespoke yacht insurance.

Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide. Whether you're seeking to renew your boat insurance or inquiring about coverage for a new vessel, we've got you covered.

Get the right level of cover with our yacht & sailing boat insurance so you can enjoy cruising on your Yacht, Keel Boat, Sloop, Catamaran or Sailing Boat with confidence.

Why Choose Topsail Insurance?

The team at Topsail Insurance are highly passionate and knowledgeable in Boat Insurance and Travel Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you. We are marine insurance experts offering a personal service and practical approach to find the best policy suitable to your needs.

Feel free to reach out to our dedicated team of real people for tailored advice on our policies. Whether you're unsure about the appropriate level of insurance for your needs or seeking guidance on the best coverage for your boat, we're here to assist you. Don't hesitate to get in touch with us today.

Our policies offer comprehensive and flexible cover for both local and offshore sailing.

We offer both agreed value and market value insurance policies to suit your individual needs.

Frequently Asked Questions

What typically does our yacht insurance policy cover.

Your insurance policy will include cover for:

• Accidental damage

Is Third Party damage covered?

Yes, our comprehensive policies include up to £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only policies too.

What additional benefits are included in my Yacht Insurance cover?

Many of our polices include:

• Personal Accident
• Medical Expenses
• Up to 25 % NCB
• Marina benefits
• Access to our helpline services 24 hours a day, 365 days a year
• 24 hour claims helpline

We can often offer Excess Waiver, Protected No Claims Bonus and Legal Expenses cover.

What cruising areas do we cover?

We cover UK, Europe and Worldwide/Bluewater cruising.

Do we offer any discounts?

We offer discounts for a number of Owners’ Associations, and Yacht Clubs, such as our partners, The Cruising Association and Ocean Cruising Club .

Click here to access our online Quote and Buy .

We will provide you with an instant quote online which you can purchase immediately.

Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. Enjoy making memories, we’ll handle the rest.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document and terms and conditions.

With over 1000 reviews on Google from satisfied clients, Topsail Insurance stands as a trusted authority in the field. Rest assured, you're in capable hands with our team of experts.

Enjoy making memories, we’ll handle the rest.

• Aerospace & Aviation Overview
• Aircraft Hull Deductible Insurance
• Airline Insurance & Risk Management
• Airshow Insurance
• Drone Insurance
• Glider Insurance
• Gyrocopter Insurance
• Helicopter Insurance
• One Up, One Down Aviation Insurance Policy
• Space & Satellite Insurance
• Vintage Aircraft Insurance
• Art, Jewellery & Specie Insurance Overview
• Art, Museums & Exhibitions Insurance
• Fine Art Insurance
• Jewellers Block & Specie Insurance
• Automotive Overview
• Classic Car Restoration Insurance
• Driving Instructor Insurance
• Limousine Insurance
• Self-Drive Car Hire Insurance
• Care Overview
• Care Home Insurance
• Care Insurance
• Children's Home Insurance
• Domiciliary Care Insurance
• Fostering & Adoption Agencies
• Supported Living Insurance
• Charities & Not For Profit Overview
• Buddhist Temple Insurance
• Charity Insurance
• Charity Shop Insurance
• Community Transport Insurance
• Minibus Insurance
• Social Housing Insurance
• Youth Club Insurance
• Construction Overview
• Construction Insurance
• Contractors Insurance
• CPA Members Insurance
• Roofing & Scaffolding Insurance
• Surety Bonds
• Tradesman Insurance
• Education Overview
• Education Insurance
• Schoolshare
• Energy Overview
• Renewable Energy Insurance
• Energy Insurance
• Farming Insurance
• Hospitality, Leisure & Tourism Overview
• Hospitality & Leisure Insurance
• Holiday & Home Parks Overview
• Holiday Home Owner Insurance
• Holiday Let Insurance
• Holiday & Home Parks Insurance
• Theme Park & Leisure Attractions
• Legal and Indemnity Overview
• Dispute Resolution
• Legal Indemnity
• Professional Indemnity
• Warranty & Indemnity
• Life Sciences Overview
• Clinical Trials Insurance
• Life Sciences Insurance
• Life Sciences Start-Up Insurance
• Manufacturing Overview
• Manufacturing & Heavy Engineering
• Food & Drink
• Marine Overview
• Commercial Craft Insurance
• Marine Trade Insurance
• Superyacht Insurance
• Yacht & Motorboat Insurance
• Media & Entertainment Overview
• Firework & Pyrotechnics Insurance
• Media, Entertainment & Events Insurance
• Motor Trades Overview
• Auto Electrician Insurance
• Body Shop Insurance
• Breakdown & Recovery Agents
• Car Dealership Insurance
• Car Valeting Insurance
• Combined Motor Trade Insurance
• Mobile Mechanic Insurance
• MOT & Service Stations Insurance
• Motor Trade Insurance
• Motorcycle Trader Insurance
• No-Claims Motor Trade Insurance
• Part-Time Motor Trade Insurance
• Road Risk Insurance for Motor Traders
• Service and Repair Garage Insurance
• Smart Repair Insurance
• Startup Motor Traders Insurance
• Tyre Fitter Insurance
• Vehicle Sales Insurance
• Young Motor Traders Insurance
• Public Sector
• Real Estate Overview
• Block of Flats Insurance
• Estates Insurance
• Freeholders Insurance
• Landlord Insurance
• Legal Indemnity Insurance
• Propertymark Members
• Real Estate Insurance
• Unoccupied Property Insurance
• Transportation Overview
• Courier Fleet Insurance
• Courier Van Insurance
• Goods in Transit Insurance
• Hanson Franchisee Insurance
• Haulage & Distribution Insurance
• Passenger Transport Insurance
• Railway Insurance
• Taxi Fleet Insurance
• Taxi Insurance
• Transportation Insurance
• Vehicle Transporters Insurance
• Technology & Telecommunications Overview
• Hardware & Electronics Insurance
• Media Insurance
• Software & IT Services Insurance
• Technology Insurance
• Telecommunications Insurance
• Travel Overview
• Airline Personnel Travel Insurance
• Group Business Travel Insurance
• Scheduled Airline Failure Insurance
• Travel Agents Insurance
• Travel Insurance
• Corporate Insurance Overview
• Casualty Insurance
• Claims Management
• Commercial Property Insurance
• Crisis Management Overview
• Crisis Resilience Insurance
• Kidnap & Ransom Insurance
• Terrorism Insurance
• Cyber Liability
• Delegated Authority
• Directors & Officers Liability
• Dispute Resolution Insurance
• Fleet & Commercial Vehicle Insurance
• General Liability Insurance
• Intellectual Property Insurance
• Latent Defects Insurance
• Mergers & Acquisitions
• Professional Indemnity Insurance
• Retail Insurance
• Structured Credit & Political Risk Overview
• Commodity Traders
• Credit & Political Risk Cover
• Non-Payment Insurance for Banks
• Private Equity
• Public Agency & Multilateral Organisations
• Trade Credit
• Warranty & Indemnity Insurance
• Personal & Household Overview
• Aviation Insurance Overview
• Landlord Overview
• HMO Landlord Insurance
• Multi-Property Landlord Insurance
• Student Landlord Insurance
• Golfers Insurance
• Home & Contents Overview
• Home Insurance
• High Net Worth Home Insurance
• Holiday Home Insurance
• Non-Standard Home Insurance
• Thatched Property Insurance
• Motor Overview
• Car Insurance
• Prestige & Classic Car Insurance
• Van Insurance
• Risk Management Overview
• Business Continuity Planning
• Cyber Risk Management
• Enterprise Risk Management
• Fleet Risk Management
• Health & Safety Risk Management
• Property Loss Control
• Small Business Insurance Overview
• Builders Insurance
• Professional Indemnity Overview
• Accountants Professional Indemnity Insurance
• Gardeners Insurance
• IT Consultant Insurance
• Public Liability Insurance
• Shop & General Retail Overview
• Restaurant Insurance
• Shop Insurance
• Specialist Solutions Overview
• Affinity Partnership Schemes
• Alternative Therapists Insurance
• Dance Teacher's Insurance
• Fitness Instructor Insurance
• Hairdresser & Barber Insurance
• Members and Visitors Insurance
• Office Insurance
• Personal Trainer Insurance
• Recruitment Agency Insurance
• Removals & Storage Insurance
• Rope Access Insurance
• Tanning Salon Insurance
• Travel Agents & Tour Operators
• Tradesman Overview
• Carpenter Insurance
• Electrician Insurance
• Handyman Insurance
• Plumber Insurance
• Self-employed Insurance
• Tree Surgeon Insurance
• Window Cleaner Insurance
• Culture Change Consulting
• Communication Consulting
• Financial Wellbeing Solutions
• Organisational Wellbeing Overview
• Organisational Wellbeing Consulting
• Diversity, Equity and Inclusion Consulting
• Retirement and Pensions Overview
• Actuarial Consulting
• Governance and Secretarial Consulting
• Investment Consulting
• Pension Administration
• Pension Risk Transfer
• Employee Benefits Consulting Overview
• Asset Management
• Benefits Strategy
• Flexible Benefits & Technology
• Gallagher Guide
• Healthcare & Protection
• Multinational Benefits
• Workplace Pensions
• Reward Consulting Overview
• Bonus Plan Design
• Executive Remuneration
• Gender Pay Reporting
• HR and Reward Training
• International Reward Management
• Job Evaluation
• Long Term Incentive Plans
• Pay Benchmarking
• Reward & Recognition
• Salary Surveys
• Share Schemes & Sales Incentive Plans
• News & Insights
• Gallagher Better Works
• Media Centre
• The Gallagher Way
• UK Executive Team
• Premiership Rugby Partnership
• FATCA Forms
• Environmental, Social and Governance Reports
• Modern Slavery
• Bland Bankart Retirement Benefits Scheme
• COVID-19 Risk Assessment
• Gender Pay Gap Reports
• Office Locations

Super Yacht Insurance

Bespoke insurance for yacht owners operating worldwide., start your journey with us today., start your journey today., cruise with confidence.

There’s nothing quite like the thrill of venturing out into open waters. However, with this freedom come the challenges and demands that superyacht ownership entails—from protecting the yacht and its crew, to providing cover for damage to third-party vessels.

Gallagher is a specialist insurance broker in the pleasure craft industry, providing bespoke insurance cover for some of the global top 100 superyachts, along with many of the UK’s leading marina and berth providers. Our professional, highly technical and discrete service appeals to our clients across all areas of the marine sector, whether private yacht owners, or businesses serving this unique sector.

What is covered in a superyacht insurance policy?

Superyacht insurance will typically include ‘all-risks’ cover for protection against physical loss or damage to the hull machinery and equipment, and a wide spectrum of third-party liability covers. Liability insurance can cover damage to other vessels and property, and injury to people both on board and off the yacht, including crew members.

Specific cover for the captain and crew includes personal accident cover and emergency medical expenses cover (with options to include elements of routine medical cover), and lump sum and/or weekly benefit payments in the event of specified injuries and/or death (crew welfare insurance).

Insurance cover for your yacht can extend to the vessel’s inventory, dinghies, accessories, fishing gear and personal effects. In addition, we can provide cover to protect your yacht when in build or undergoing an extensive refit programme, as well as whilst she is in transit.

Why choose Gallagher for your superyacht insurance?

Gallagher is a specialist in marine insurance , servicing a number of the most prestigious brands in the industry. We are able to negotiate terms from the specialist marine insurance market, with strong, long-standing relationships with some of the market-leading composite insurers and syndicates within the world renowned Lloyd’s of London, to create an insurance programme tailored for your specific requirements.

Our experience in managing international policies means that we can provide insurance protection, while ensuring the covers we offer are proactive to changes in regulation—helping to keep you up to date and compliant.

We also offer cover for a wide range of other pleasure craft, including motor cruisers, speedboats, narrow boats, RIBs and traditional sailboats. Please contact us for more information.

We take claims management on board

We will be there with timely advice and expertise in the unfortunate event of a claim, through our in-house claims team, available 24/7. Our claims specialists offer support throughout the process, helping resolve claims as quickly as possible—another reason why our clients put their trust in us.

Super yacht Insurance

• A specialist marine team managing your marine insurance requirements
• Cover for loss or damage
• Third-party liability cover
• Specialist in-house claims support

Gallagher’s long-established presence in the marine sector and our partnership approach with insurers enables us to negotiate comprehensive cover at an appropriate premium for our clients. Get in touch for a tailored quote.

Policy limits and exclusions may apply. Please see policy wording for full terms and conditions.

Katrina Davis

Specialty marine director, related products.

• Yacht & Motorboat Insurance

More Products

• Cyber Liability Insurance
• Directors’ & Officers’ Insurance
• Risk Management
• Employee Benefits Consulting
• Financial Wellbeing
• Reward Consulting

Related News & Insights

Stay connected with the company that’s connecting the dots with what’s happening in the industry and around the world.

Register to watch: Adapting to Change with Allianz Trade: Mitigating Risks and Protecting your Business - 11.06.2024

Register to watch: will your business thrive or survive in tomorrow’s world - 05.07.2023, client interview: sunseeker puts people at the heart of its business.

Start your journey with Gallagher. Connect with an expert.

• Get A Quote

B o at insurance specialists

Noble Marine has been providing a personal and professional service to marine insurance customers for over 30 years.

Policies and claims are dealt with in-house by our knowledgeable staff giving exceptional levels of service. Get a quote online for your boat insurance today.

get a quote

From surfb o ards to racing yachts

Quote and buy online or call us on 01636 707606, quote and buy online or call us on 01636 707606.

Noble Marine Insurance are a specialist boat insurance provider with over 30 years experience in insuring everything from surfboards to £1m racing yachts.

Our marine team has decades of experience that has allowed us to develop our own policy wordings tailored to the specific needs of the varied types of craft and users. This enables us to cater for everything from standard craft to the more unusual and specialist craft.

All our claims are handled by our own, in house, team. This means that we can settle claims quickly and we can also help you find a suitable repairer if you need us to.

Whether you own a single boat or multiple craft of different types, we can cover them all on a single policy to keep all your marine insurance in one place, keeping it simple and saving you money with our 12.5% mulit-boat discount (up to a maximum of £150 per policy).

Noble Marine Insurance has been an enthusiastic supporter of sailing at all levels since we were founded as a dinghy insurance broker, we are still highly committed to the sailing community and we sponsor over 25 class associations as well as numerous sailing events throughout the year.

We offer a great on-line service but if you would prefer to arrange your policy over the phone we are always delighted to speak to our customers.

Boat Insurance FAQs

What is boat insurance?

Most importantly, boat insurance will provide you with third party liability cover if you were to cause damage to other people’s property or injury to another person.

In addition Comprehensive boat insurance can provide you with financial protection if your boat is involved in an accident, stolen or damaged by fire or storm.

Do I need boat insurance?

Boat insurance is not actually a legal requirement in the UK however most marinas, harbours and in recognised mooring areas require evidence of third party boat insurance. Most lakes and reservoirs require the same, and you will need to produce proof of third party boat insurance to obtain an inland waterways licence. Also most organised events such as racing will require evidence of liability cover.

In addition to third party liability cover most people will want to insure their boat for damage including from fire or theft to protect their investment and ensure that they are able to stay on the water as much as possible. Noble Marine Insurance can insure boats up to a value of £750,000.

What does your boat insurance cover?

It is important to make sure that your boat insurance is adequate for your needs, and not to forget additional equipment such as trailers, trolleys and safety equipment that can be easily overlooked and are often costly to replace. Most accessories and equipment that is specific to your boating activities can be covered by boat insurance if you opt to include them. Noble Marine’s boat insurance will usually cover:

• Accidental Damage
• Fire or Explosion
• Theft or Attempted Theft
• Malicious Damage / Vandalism
• Storm Damage
• Your liability for damage or injury to other parties

Boat insurance policies generally do not cover:

• Wear, tear, depreciation, gradual deterioration e.g. corrosion or electrolysis
• Mechanical breakdown
• Damaged deliberately caused by you
• Faulty workmanship

For full details of Noble Marine’s Boat Insurance cover and exclusions please click here for a copy of our policy wording and Insurance Product Information Documents.

Are there any conditions of my boat insurance?

It is also a condition of many boat insurance policies that your boat is maintained correctly and in a seaworthy condition. Whilst it is important to ensure your boat insurance policy will be valid in the event of a claim, this is also good practice to ensure that you and your passengers and/or crew are safe when on the water. It is important to ensure that all systems of a boat are checked and, as necessary, maintained in accordance with manufacturers guidelines or generally acknowledged best practice. If you are unsure it is worth getting professional advice from a yard or surveyor.

How much will my boat insurance cost?

This depends on the type of boat, who’s using it, where it is being used and what it's being used for. Prices start from around £40 per year.

What types of boats do you offer boat insurance for?

Noble Marine can provide boat insurance for most types of pleasure craft including:

• Canal boat Insurance
• Canoes Insurance
• Dinghy Insurance
• Jet Ski Insurance
• Sport Boat Insurance
• Motor Cruiser Insurance
• Motorboat Insurance
• Narrowboat Insurance
• Paddleboard Insurance
• RIB Insurance
• Rowing Boat Insurance
• Sailboard Insurance
• Speedboat Insurance
• Surfboard Insurance
• Yacht Insurance

What if I want to insure more than one boat?

Most boat insurance policies only allow one boat per policy, however Noble Marine’s policy allows you to insure all your boats from canoes and paddle boards to dinghies and yachts under the same policy, you will also benefit from a 12.5% Multi-boat discount (up to £150 per policy).

Does your boat insurance cover me abroad?

If your boating adventures take you to more distant shores or you are involved in racing abroad, then Noble Marine Insurance can provide a solution to meet these needs in most circumstances. We can also extend the policy to include boats that are Skippered Charter.

Just call us to discuss your requirements and we will help you through the process or enter your details online by clicking ' Get A Quote ' and we will get back to you.

Please note that policy cover is subject to the terms and conditions of our Marine Insurance Policy .

Do you offer boat insurance for racing?

Racing cover is included as standard on all of our dinghy, sports boat, rowing boat, canoe, kayak, surfboard, sailboard and paddleboard policies.

We also offer racing cover for sailing yachts, this may be at an additional charge depending on the type of racing you’re doing.

For full details of Noble Marine’s Boat Insurance cover and exclusions please check our policy wording and Insurance Product Information Documents .

Can I transfer my boat insurance to a different boat?

If you sell your boat and replace it with a new or different boat then you can keep the same policy and simply swap them over.

Your claims are handled by our own in house experts.

Noble marine is a trading name of noble insurance services ltd who are authorised and regulated by the financial conduct authority. firm reference number 305884..

• Renew Your Policy
• Make A Claim
• Your Policy

Start a New Boat Insurance Quote

With over 195 years of experience, GJW Direct provides industry leading boat and craft insurance that gives you peace of mind. Get your UK boat insurance quote online today or call us on 0151 473 8000

Yacht & Sailing Boat Insurance

Find out more, motor cruiser insurance, narrowboat & barge insurance, speedboat insurance, dinghy insurance, personal watercraft & jet ski insurance, rib insurance, canoe, efoil, rowing boat, sup & windsurfer insurance, marine insurance for leisure boats, how our boat insurance cover works.

GJW Direct can provide you with the perfect cover for your vessel, with instant online quotes available. Each of our policies is different, but as standard we provide:

• 24 hour staffed emergency claims helpline
• Protected no claims bonus
• Exclusive Discounts within your MyBoat portal

Why Choose GJW Direct

GJW Direct are the UK’s leading direct boat insurance company. We’ve been providing Boat Insurance and Marine Insurance for over 195 years. Our range of comprehensive policy options covers engine, trailer and third-party damage – with cover available in UK and European waters.

• Speak to our experts

In addition to specialist insurance for yachts we also provide cover on a range of personal watercraft and short term boat rentals

A multitude of potential risks requiring a tailored approach to your Superyacht’s insurance

Specialist sailing yacht insurance cover to protect your adventures on the water

Comprehensive RIB insurance cover that is as versatile as your boat

High speed thrills can come crashing down without the right cover for your speedboat

Motorboat insurance that protects your pride and joy

Protect your Jet Ski from waterway mishaps with our top-notch insurance policies

Getting insurance cover on your paddleboard is quick and easy

Get full protection for your pleasure craft

Does your pride and joy earn you money?

How can we help you?

Who is Haven Knox-Johnston Specialist and where do we come from?

Sail Responsibly: Safeguard our waters

Preserving water habitats is a fundamental duty of the boating community. Let us pledge to do our part to safeguard our ecosystems and ensure their survival.

Preventing water pollution should be a top priority for boaters as the devastating effects of pollution on aquatic life and ecosystems are well documented and immeasurable

Let us sail responsibly and do our part to protect the precious waters we all enjoy

Specialist boat insurance, skilfully crafted.

Speak to a specialist.

If you need support finding yacht or boat insurance, give us a call. Our experienced team will do everything they can to find you cover. We’re open Monday to Friday, 9am to 5pm (excluding bank holidays).

Craft we cover

A truly bespoke service..

When you invest in a yacht, you need to know she can be insured for the plans you have for her. We take the time to understand your unique circumstances, so we can find an expert solution and craft it to your needs – providing bespoke cover and personal service that enables you to take to the water, protected.

Latest News

News, true stories and expert insights from the Haven Knox-Johnston Specialist team

Skilfully crafted boat insurance

Useful Links

• Terms of Business Agreement
• Modern Slavery Act Statement
• Cookie Policy
• Gender Pay Gap
• Terms and Conditions
• Privacy Notice
• Request a Quote

Yacht & boat insurance

We’re dedicated to providing top-quality sailing and motor boat insurance to UK boat owners. So whether you’re zooming around UK waters on a sports cruiser, or venturing across oceans on your sailing yacht, you can know you’re in safe hands.

Request a quote today

As yacht insurance specialists, we’re constantly developing our insurance policy to meet your changing needs, adapting your policy perfectly to you. Call or email us today, or complete our simple online enquiry form by clicking the button below.

Yacht & sailing boats

Continue cruising with confidence with our specialist sailing yacht cover.

Motor cruisers & motor boats

We provide personalised cover for a range of motor yachts, from water ski day boats to large prestige yachts.

World Cruising Club yacht

Looking to head to one of the six rallies across the world? We’ve got you covered.

Rustler Yachts

These handcrafted Cornish yachts are marked by the personal touch. Pair yours with a tailored policy.

Commercial boats

Get peace of mind for your marine enterprise – whether it’s a single fishing boat or a fleet of workboats.

Get insured by Admiral Marine for:

• Boat insurance cover that can be tailored to your needs
• An in-house boat insurance claims service with a global network of surveyors and repair specialists
• Good customer service from your dedicated underwriter

Frequently Asked Questions

Our standard yacht insurance policy allows you to take part in any race or regatta, but does not cover for the rig unless it is damaged by collision, stranding, sinking or fire. The hull is covered, but with a double excess during racing.

Your claim will be assessed on the basis of the ‘agreed value’ – the insured value stated on your policy schedule at that given time and in accordance with the terms of your policy.

Contact us as soon as possible to inform us of any changes. We’re happy to accommodate changes at any time during the year, whether that be changing contact details or an aspect of your yacht insurance policy.

We don’t offer no claims bonus on any policy where the insured value exceeds £200,000 and/or where the boat is spending the majority of the policy period outside the boundary of UK and European waters.

Because we’re committed to offering the best personal service and tailored terms, we don’t believe in automatic renewals. Instead, we’ll offer you a renewal quote about a month before your policy is due to expire, and ask you whether there have been any changes to your insurance requirements.

Need to renew your insurance policy?

Renew your policy.

Want to make a claim on your policy?

Make a claim.

Admiral Marine is a trading name of Admiral Marine Limited which is authorised and regulated by the Financial Conduct Authority (FRN 306002) for general insurance business. Registered in England and Wales Company No. 02666794 at 1st Floor, One The Square, Temple Quay, Bristol, BS1 6DG

If you wish to register a complaint, please contact the Compliance and Training Manager on  [email protected] .  If you are unsatisfied with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS).  The FOS website is  www.financial-ombudsman.org.uk

+44 (0)1722 416106 | [email protected] | Blakey Road, Salisbury, SP1 2LP, United Kingdom

Part of the Hayes Parsons Group

• Login/Renew
• Make a claim

We’re proud to say our boat insurance is among the best in the business. We cover many different types of vessel, so you’re sure to find the right cover for your craft.

Protect your barge from waterway mishaps with our top-notch boat insurance policies. Go for ‘Base Layer’ if you just want third party protection, and ‘All Weather’ for comprehensive cover.

When your boat is your livelihood, the stakes are very high, so it’s crucial to choose the right insurance. Discover our Commercial ‘All Weather’ policy, created especially for business boats like yours

Whether you use your dinghy for racing or recreation, you’ll want to know you’re fully covered when you set sail. Check out our policies and see what floats your boat.

When you own an inland cruiser, the world’s waterways are your oyster. But it’s best to plan for the unexpected, as even on a day trip, anything can crop up.

At Haven Knox-Johnston, we’ll help you make lighter work of insuring your motorboat. Check out our policies, and why not get a free motorboat insurance quote today?

Whether your houseboat is a place you call home, or holiday getaway, we’ve got you covered.

Variety is the spice of life, and for narrowboat owners, that’s especially true. So you’ll want boat cover that’s flexible enough for whatever crops up, from a team that really knows the ropes.

Whatever you use your RIB for, one thing’s certain – your boat insurance needs to be as hard-working as your boat. And when you take a policy with Haven Knox-Johnston, rest assured it will be.

These boats are all about excitement – and when you’re insuring your speedboat, you need cover that can keep up. That’s where we come in. Why not get a quote today?

You can’t beat the yacht life, but it’s no secret it’s not the cheapest of passions. With our in-depth knowledge of the yachting sector, we’re perfectly placed to protect your price and joy.

If you’re looking for insurance for your watercraft, but it doesn’t quite fit the mould of a standard boat like a yacht or a motorboat, then we’ve got you covered.

Nice to see you – hope all’s well.

Non EEA Customers can renew their boat insurance policy with Haven Knox-Johnston

Need to make a Claim? please complete the form and attach any information

Share the love and refer us to your shipmates.  If they jump onboard, then you will both receive £20 Amazon Voucher!

Boat insurance with benefits

All your boating questions answered

What it means for you

News, true stories and expert insights from the HavenKJ crew

Find out what we stand for

Throughout our history, we’ve never stood still

The insurance crew who really care.

Your first port of call

Want to know a little bit more about our Platinum standard services? Just click through to see what our customers say about us!

The star of the high seas

Boat Events not to miss

Overview of the Aqueduct Marina Boating Event

Overview of the Barclays Jersey Boat Show event

Overview of the Crick Boat Show event

Overview of the Dartmouth Royal Regatta Sailing Week

Overview of the Kip Regatta

Overview of the Round the Island Race event

Overview Southampton International Boat Show event

Overview of the Thames Traditional Boat Festival

Overview of the Thames Valley Boat Show

International Paint Poole Regatta

Overview of the TYHA Marina Awards

Sail smarter: Protect our waters

Protect our habitats

Prevent water pollution

Consider choosing greener

Ian and his crewmate, Pete from ‘Haven KJ Enigma’ are attempting to complete the challenging MailASail Azores and Back race.

Find out what else we can shipshape for you!

Fancy some great quality home insurance? Then look no further, we have access to some great products including home insurance.

Get finely tuned Musical Instrument insurance with a 10% discount for the HK-J community

Protect your other prized possessions from the unthinkable.  Welcome to Howden Private Clients

At Haven Knox Johnston our broker partners are essential to our future and we look forward to continuing to offer great products, excellent service and competitive terms to help you look after your clients.

Shipshaped Boat Insurance

If it floats, chances are we’ll cover it

Specialist insurance for your pride and joy

Get Boat Insurance With HKJ

Choose your boat type below

For enquiries, call us:

For a boat insurance quote:, boat insurance. comes with crew..

When you take out a boat insurance policy with Haven Knox-Johnston, you get great cover plus your very own Award winning* support crew – us. We’re a close-knit bunch at HK-J, with years of boat insurance experience between us. And many of us are keen boating enthusiasts, too. If you do need to claim we’ll aim to get you back on an even keel just as fast as we can. Promise.

* Winners of the 2022 Motorboat Award for Customer Services & receiving the Feefo Platinum Trusted Service Award 2024

What you get with Haven Knox-Johnston

From the helm.

News, true stories and expert insights from the HK-J crew

We've expanded

We’re delighted to introduce Have n Knox-Johnston Specialist and Haven Knox-Johnston Commercial .

Our parent company, Howden UK & Ireland launched the new marine insurance practice providing a full spectrum of insurance solutions to the marine industry, UK boat owners and blue ocean cruisers.

The new structure brings together the existing Howden Group marine businesses: A-Plan Marine, Howden Fastnet, Euromarine Insurance Services, plus Howden’s most recent marine acquisition, Curtis Marine.

HAVENKJ SPECIALIST

With a highly experienced team, including some of the industry’s most recognised professionals, plus more than 70 insurance specialists across six office locations, Haven Knox-Johnston is perfectly placed to service the insurance requirements for inland, coastal and ocean water boat owners, as well as support the commercial insurance needs of sole traders, small businesses owners and national operators that service the needs of the marine community.

HAVENKJ COMMERCIAL

Watch our latest video from the helm.

Boat Insurance FAQs

Why do i need boat insurance.

Even if all you need is to get a boat from A to B, life is just not that straightforward. Boat insurance provides a safety net when things aren’t always just plain sailing. 

As one of your most prized possessions, boat insurance can provide financial security and peace of mind against third party claims, loss or damage to your pride and joy.

What does boat insurance not cover?

Like all the best relationships, you have to give your boat some regular care and attention; lack of upkeep, general wear and tear and improper storage of your boat could all affect your cover. Your insurance policy is not a maintenance contract. Check out Haven’s Helpful Hints for tips on how to remedy some of these! 

If you are an adventurous sort, it is also important to check that your boat insurance covers racing, offshore sailing and long-distance trips as well.

How much does boat insurance cost?

Boats may often be seen as a luxury but here, at Haven KJ, we see them as one of life’s essentials; that’s why our boat insurance is often much cheaper than people expect.

Of course, (engine) size matters – as does age, maintenance, value, location, storage and use. However, you’ll find insuring a £100k yacht for normal use is a nautical yarn size cheaper than insuring a supercar at the same price.

Is boat insurance a legal requirement as a boat owner?

Surprisingly not – maybe it’s our long nautical history as pirates and vagabonds but boat insurance is not compulsory in the UK. 

It might not be a legal requirement of all waterways, but the risk of piratical boarding aside, we are talking about the potential damage to high value possessions and the possibility of injury.

If that doesn’t make you shiver your timbers then most marinas require at least third-party liability (our Base Layer policy) as a minimum. International territories including Spain, Italy and Greece require proof of the same. Luckily, we can supply you with relevant boat insurance documents to prove you have it.

What boat insurance do I need?

The first question to ask yourself is what is on your boating wishlist this year? Which direction will the wind or currents take you, and are you planning any races to get there?

Our Base Layer (third party) cover offers security for pleasure sailing, covering third party claims against you and worst-case scenarios of injury and more. Or for the full bells, whistles and foghorns, our All Weather (all risks) policy covers you from fire, theft, vandalism, accidental damage, emergency medical expenses, personal accidents and a whole ship-load more.

What does boat insurance cover?

As a general rule boat insurance should cover your boat, other boats and anybody on board, but the level of cover is down to what policy you take.

As a handy guide, we have a list of our Important Documents highlighting what you can expect from our policies.  Or to see a summary of both policies and what is/is not covered see below.

Boat insurance, shipshaped around you

Useful Links

• Terms of Business Agreement
• Cookie Policy
• Modern Slavery Act Statement
• Gender Pay Gap
• YouTube Channel
• Privacy Policy
• Terms and Conditions

Sompo launches marine insurance proposition across UK

Marine Cargo UK and Transport & Logistics policies can now be written in London and nationally  

LONDON, United Kingdom – September 25, 2024 – Sompo, a leading global provider of commercial and consumer property and casualty (re)insurance, today announced the launch of a new national marine insurance proposition for the United Kingdom (UK) allowing the insurer, for the first time, to write Marine Cargo, and Transport & Logistics policies across the regions, in addition to London.

Sompo’s Marine Cargo UK policy and its Transport & Logistics propositions are both designed to provide easy to understand coverage and are aimed at brokers and clients throughout the UK.

Marine Cargo UK provides coverage on an all-risks basis, removing Institute Cargo Clauses, so clients know they are covered automatically under the policy, unless specific exclusions are stated. In addition, all policy coverage is now in a single document, simplifying the customer journey.

Transport & Logistics UK also provides a complete package solution under a single wording, comprising freight liability, employers liability, public, products and pollution liability, and property (material damage and business interruption covers.) It is targeted at freight forwarders, road hauliers, couriers, warehouse keepers, customs brokers, contracts logistics companies and shippers.

Outside London, the lines are led by Diane Blyth, Head of (Retail) Marine Cargo UK Regions and Jon Clare, Head of (Retail) Transport & Logistics, UK Regions. They both report into Paul Ashworth, Head of Aviation, Energy & Marine, who also manages Sompo’s marine business in London.

Bob Thaker, CEO, Commercial P&C Insurance, Sompo, UK said:

“We are constantly looking at ways to adapt our business model to ensure we provide the very best service and experience possible to brokers and clients right across the UK. By increasing capacity and establishing an outstanding team of regionally-based underwriters, our new proposition expands the offering we currently provide in London so we can now also cater for growing regional demand to write directly Marine Cargo and Transport & Logistics policies. Both have been developed to be as simple as possible and are underwritten by our highly experienced team of marine specialists to eliminate uncertainty and ensure peace of mind for our clients.”

Find out more about the product here.

About Sompo

We are Sompo, a global provider of commercial and consumer property, casualty, and specialty insurance and reinsurance. Building on the 130 years of innovation of our parent company, Sompo Holdings, Inc., Sompo employs approximately 9,500 people around the world who use their in-depth knowledge and expertise to help simplify and resolve your complex challenges. Because when you choose Sompo, you choose The Ease of Expertise ™ .

“Sompo” refers to the brand under which Sompo International Holdings Ltd., a Bermuda-based holding company, together with its consolidated subsidiaries, operates its global property and casualty (re)insurance businesses. Sompo International Holdings Ltd. is an indirect wholly-owned subsidiary of Sompo Holdings, Inc., one of the leading property and casualty groups in the world with excellent financial strength as evidenced by ratings of A+ (Superior) from A.M. Best (XV size category) and A+ (Strong) from Standard & Poor’s. Shares of Sompo Holdings, Inc. are listed on the Tokyo Stock Exchange.

To learn more please follow us on  LinkedIn  or visit  sompo-intl.com .

*Sompo UK’s insurance and reinsurance business is underwritten by Endurance Worldwide Insurance Limited and any risks located in the European Economic Area are underwritten by SI Insurance (Europe), SA. Both companies are wholly owned subsidiaries of Sompo International Holdings Ltd. Please visit sompo-intl.com to view the full status disclosure.

Sompo Contact

Mike Jones Global Head of Media Relations M: +44 7765 901899 E: [email protected]

• Show more sharing options
• Copy Link URL Copied!

Sompo expands marine offering across UK

The company will write marine cargo and transport logistics policies across the country..

Sompo has launched a national marine insurance proposition for the UK.

This will allow the insurer to write marine cargo, and transport & logistics policies across the regions, in addition to London.

Login to continue

Please enter your email address below.

Opening your single sign-on provider...

Questions about your access? Refer to our FAQs for answers or appropriate contacts

Fuel a smarter strategy with our actionable market intelligence

• Gain a competitive edge and accelerate decision-making
• Be empowered by insights that transform confusion to clarity
• Uncover growth opportunities and prepare for potential threats

As a premium subscriber, you can gift this article for free

You have reached the limit for gifting for this month

There was an error processing the request. Please try again later.

• Established 1996

• Focus Features
• Whitepapers
• Software Reports
• Business Continuity
• Emergency & Mass Notication
• Business Continuity Awards
• National Insurance Awards
• Risk Management Awards
• Roundtables
• Professional Services Guide
• CIR Resilience Series
• Insurance Today Daily News

Latest News

Network rail suffers cyber attack.

TCFD is lead climate reporting framework for 81% of risk professionals, Airmic finds

Storm Boris could trigger worst CEE flood losses in decades

Fire risk and regulations delay wind farm projects

Sompo launches marine insurance proposition for UK

Tmk and marsh launch trade disruption facility for ports and terminals.

Sompo has launched a new national marine insurance proposition for the UK. As of today, the insurer will for the first time be writing marine cargo, and transport and logistics policies across all regions. Marine cargo cover will be offered on an all-risks basis. Transport and logistics policies comprise freight liability, employers’ liability, public, products and pollution liability and property (material damage and business interruption). Bob Thaker, CEO, Commercial P/C Insurance, Sompo, UK said: “We are constantly looking at ways to adapt our business model to ensure we provide the very best service and experience possible to brokers and clients right across the UK. “By increasing capacity and establishing an outstanding team of regionally-based underwriters, our new proposition expands the offering we currently provide in London so we can now also cater for growing regional demand to write directly marine cargo and transport and logistics policies. Both have been developed to be as simple as possible and are underwritten by our highly experienced team of marine specialists to eliminate uncertainty and ensure peace of mind for our clients.”

YOU MIGHT ALSO LIKE

Related Articles

Audiebant releases solar-powered mass comms system

Remove larger commercial customers from Consumer Duty scope, BIBA urges FCA

QBE opens new West Village office

Sir Charles Roxburgh named new chair of Lloyd’s

Financial sector calls for clearer ESG and AI rules

HDI Global announces new Hong Kong branch CEO

QBE names Díaz-Guardamino Iberia MD

Senior Underwriter

Head of Underwriting (Asset Affinity)

Underwriting Lead (Surety)

Underwriter Director (Equity Provided)

Risk Management Consultant (Home-Based)

Home-Based Complex Property Claims Handler

Senior / Global Account Handler

Corporate Account Handler

Corporate Account Executive

Senior Corporate / Global Account Handler

Reinsurance News

Fidelis insurance promotes aoife woulfe to cuo, ireland.

26th September 2024 - Author: Saumya Jain

Fidelis Insurance Group, the global specialty insurer, has promoted Aoife Woulfe to the role of Chief Underwriting Officer (CUO) of Ireland.

During her tenure with TMK, Woulfe served as a Cyber and Intellectual Property underwriter for three years, later becoming Head of Intellectual Property (Underwriting), and lastly Head of Delegated Cyber (Underwriting).

Ian Houston, Group Chief Underwriting Officer, commented, “We are excited to share that Aoife Woulfe has been appointed Chief Underwriting Officer – Ireland. This promotion highlights Aoife’s exceptional skills and extensive market knowledge.

“Aoife will continue to be instrumental in guiding our underwriting strategies and achieving our long-term goals.”

Andrew Coffey, Ireland Chief Executive Officer, added, “It’s with great pleasure to welcome Aoife Woulfe to the leadership team of Fidelis Insurance Group Ireland as Chief Underwriting Officer.

“We look forward to Aoife’s impactful contributions as we work together to achieve our strategic objectives.”

Share this:

Recent reinsurance news, role of re/insurance when facing nat cats is clear despite concerns of uninsurable risks: guernsey finance, intangic appoints joshua cryer as director of client solutions, strategic risk solutions announces launch of srs italy, getting your daily reinsurance news from reinsurance news is a simple way to receive only the reinsurance industry news that matters, delivered directly to your email inbox..

Advertise on Reinsurance News

We have 225,000+ readers every month & 27,000+ email subscribers. Reach the largest reinsurance audience .

• Only email is mandatory, but the more you tell us about yourself the better we can serve you in future!
• Do you work in reinsurance?
• Sector eg: broker, laywer
• Comments This field is for validation purposes and should be left unchanged.